Making These Life Insurance Mistakes Can Cause Huge Problems For You And Your Heirs A life insurance death benefit provides the ultimate safety-net for families who have not accumulated significant enough assets to "self-insure." However, simple life insurance mistake can cause potentially huge problems down the road. By having
The Stay At Home Mom "Salary" While some holler and fuss about the untouchable price tag, others are perfectly fine stamping a firm number on this gig. Not surprisingly, many stay-at-home moms (SAHM) undervalue their own efforts. After all, most of these women put in 96 hours a week
High-Risk Life Insurance Companies We all take occasional risks. But while everyone is known to have a bad habit or two, there are some people who enjoy hobbies that others consider ‘extreme.’ Life is a matter of personal choices. Unfortunately, when you’re shopping for life insurance, bad habits and
Money-Saving Tips Savvy single moms juggle it all-student loan debt, chidcare, household finances, so you need all the money-saving tips you can find! If you’re like most single moms, you’re constantly on the lookout for ways to save money. After all, few endeavors in life are more difficult (or
After 35+ years of serving clients in the life insurance industry, I’ve seen many clients navigate the task of beneficiary assignment. On that same note, “Chris, is life insurance part of an estate?” rings through my office plenty of times during one week. And for good reason. Life insurance
Cost of childcare The annual cost topping nearly $10,000, working families are shelling out more than ever for the cost of care. Plus, families paying for a nanny service can easily double or triple those numbers. According to MarketWatch, child care costs are roughly double what one year’s worth
In this post, we examine a vital and often overlooked aspect of life: end-of-life (EoL) planning. Many individuals need help making financial, legal, and medical decisions toward the end of their life. Here, we look at end-of-life planning, it’s impact, and whether it’s genuinely necessary. Plus,
Did You Know That Women Living With Sleep Apnea Have Higher Mortality Rates Than Men Do? Medical professionals and sleep researchers have been studying obstructive sleep apnea symptoms in women, like increased risk of heart attack and stroke, as well as, what causes snoring in females. So, what does
Purchasing adequate life insurance with pre-existing conditions can seem daunting — but in this post, we’ll show you how. Sure, it’s tough dealing with medical conditions, let alone convincing a life insurance carrier to sell you a policy to protect your family. As a 35-year-seasoned independent broker, I’ve
How To Get Life Insurance While Pregnant Discovering that you’re going to have a baby usually brings a bunch of emotions. From surprise to happiness to that “oh my gosh” moment, your feelings are probably all over the place. As a parent, what you’re experiencing is all too familiar