Life Insurance Products
Life Insurance for Palo Alto, Redwood City, Silicon Valley & all California
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Term Life Insurance
Term life insurance, also known as pure life insurance, is life insurance that guarantees payment of a stated death benefit during a specified term. Once the term expires, the policyholder can either renew it for another term, convert the policy to permanent coverage, or allow the policy to terminate.
Permanent Life Insurance
Permanent life insurance is an umbrella term for life insurance plans that do not expire, unlike term life insurance, which promises payment of a specified death benefit within a specific period of years.
Permanent Life Insurance
Permanent life insurance is an umbrella term for life insurance plans that do not expire, unlike term life insurance, which promises payment of a specified death benefit within a specific period of years.
A word about those big online life insurance brokers…
- Did you know that term insurance rates are the same no matter where you buy your policy?
- Many people think it’s easier to deal with the online brokers, when in reality, their call center environments don’t lend themselves to developing relationships with clients and families.
- The turnover rate is quite high at these places, so you’re likely not going to speak to the same rep that sold you your policy.
- We have over 30 years of experience and can help you figure out exactly where & why life insurance makes sense.
Testimonials
Here’s what our happy clients have to say about our services:
IF YOU NEED AN INSURANCE PROFESSIONAL WHO KNOWS THE INDUSTRY, LISTENS TO YOUR NEEDS AND WORKS HARD FOR YOU, CHRIS IS YOUR MAN.
We have trusted Chris with all our insurance needs for several years. He always listens and understands our needs completely and then works hard to design a policy that best fits our needs. He is very personable and easy to work with.
EXPERT ADVICE AND HONESTY
Chris brings expert advice and honesty to every project we work on. He gets things done in a timely manner and does an excellent job following up.
DIDN’T TRY TO UPSELL ME!
I found Chris when looking for life insurance brokers. I knew exactly what I wanted and told Chris and he was able to deliver without trying to upsell me on something else. It was very straightforward and exactly how I hoped it would be. I would definitely recommend him for anyone in a similar scenario.