After 35+ years of serving clients in the life insurance industry, I’ve seen many clients navigate the task of beneficiary assignment. On that same note, “Chris, is life insurance part of an estate?” rings through my office plenty of times during one week. And for good reason. Life insurance
Cost of childcare The annual cost topping nearly $10,000, working families are shelling out more than ever for the cost of care. Plus, families paying for a nanny service can easily double or triple those numbers. According to MarketWatch, child care costs are roughly double what one year’s worth
In this post, we examine a vital and often overlooked aspect of life: end-of-life (EoL) planning. Many individuals need help making financial, legal, and medical decisions toward the end of their life. Here, we look at end-of-life planning, it’s impact, and whether it’s genuinely necessary. Plus,
Did You Know That Women Living With Sleep Apnea Have Higher Mortality Rates Than Men Do? Medical professionals and sleep researchers have been studying obstructive sleep apnea symptoms in women, like increased risk of heart attack and stroke, as well as, what causes snoring in females. So, what does
Purchasing adequate life insurance with pre-existing conditions can seem daunting — but in this post, we’ll show you how. Sure, it’s tough dealing with medical conditions, let alone convincing a life insurance carrier to sell you a policy to protect your family. As a 35-year-seasoned independent broker, I’ve
How To Get Life Insurance While Pregnant Discovering that you’re going to have a baby usually brings a bunch of emotions. From surprise to happiness to that “oh my gosh” moment, your feelings are probably all over the place. As a parent, what you’re experiencing is all too familiar
Written by the Sutton Editor and medically reviewed by Dr. Joseph Salim DMD (a sleep apnea dentist in New York) One of the hallmarks of obstructive sleep apnea (OSA), is that your sleep partner will migrate to a different room and have murderous thoughts. 😉 Well, now, on a
With the threat of an economic downturn at hand, we understand your financial fears. This post addresses those concerns by examining how to recession-proof your finances. If you’re like most people, keeping your family protected is a top priority. But in the wake of a life-changing
Update for the COVID-19 Pandemic of 2020 COVID-19 poses a great threat to the health of every person on the planet. Now, more than ever, it's time to truly think long-term about your life insurance and whether you'll want to keep it beyond the initial level term period.
When it comes to looking at various types of life insurance, I'm pretty sure that you will agree, it can be awfully confusing. With so many terms and jargon to wrap your head around, it is a wonder that anyone even manages to take out an