What Is A Life Settlement?- Best Overview [New for 2023]

What Is A Life Settlement?   A life settlement is a transaction in which the owner of a life insurance policy sells the policy for its cash value to a third party.   The policyholder receives a lump sum payment that is generally greater than the cash surrender value offered

By |2022-11-10T18:59:50+00:00November 10th, 2022|Life Settlements|Comments Off on What Is A Life Settlement?- Best Overview [New for 2023]

STOLI Policy Gone Wrong- How Not To Buy Life Insurance

Insurance policy was illegal wager on stranger’s life, appeals court holds (Reuters) — Sun Life Assurance of Canada does not have to pay a $5 million death benefit on a life insurance policy because it was an illegal “wager on the life of a stranger,” a federal appeals court held. The 7th U.S.

By |2022-08-19T00:10:08+00:00August 19th, 2022|Life Insurance|Comments Off on STOLI Policy Gone Wrong- How Not To Buy Life Insurance

Is High Cholesterol A Pre-Existing Condition For Life Insurance?

  Edited Feb 18, 2022 Is High Cholesterol A Pre-Existing Condition For Life Insurance? Insurers classify high cholesterol, or hyperlipidemia, as a pre-existing condition that can raise your premiums or even prevent you from purchasing insurance. Many Americans are unaware that their high cholesterol is a leading factor in

By |2022-08-08T19:50:55+00:00February 18th, 2022|High Risk Insurance|Comments Off on Is High Cholesterol A Pre-Existing Condition For Life Insurance?

Surprise Billing- Are Mental Health Providers Exempt?

In this syndicated post from Kaiser Health News, we learn that not all providers are okay with the new surprise billing laws.  Read on to find out what surprise billing is, and how you can protect yourself from excess charges. Mental Health Therapists Seek Exemption From Part of Law to

By |2022-02-16T04:42:58+00:00February 16th, 2022|Personal Finance|Comments Off on Surprise Billing- Are Mental Health Providers Exempt?

Best Little Insurance Broker In San Francisco[Updated 2022}

We Are Independent Individual And Business Insurance Brokers Near San Francisco Are you looking for truly independent life and health insurance broker near San Francisco? In today's online environment, we understand that there are many product "vendors" who will sell you an insurance policy. Most of those vendors (

By |2022-11-16T04:04:08+00:00January 20th, 2022|Insurance Reviews|Comments Off on Best Little Insurance Broker In San Francisco[Updated 2022}

Who Is Prime America [PrimeAmerica]?

  "Buy term and invest the difference" has been Prime America's mantra since the late 1970s when the company was founded. Although it has a relatively different reputation now, questionable roots haunt its past. Why is this information vital to you or anyone wanting to purchase life insurance? Mostly because

By |2022-01-11T23:14:31+00:00December 4th, 2021|Insurance Reviews|Comments Off on Who Is Prime America [PrimeAmerica]?

Best Life insurance For Seniors If You’re Over Age 65- [2021]

Older age life insurance is a very popular topic these days, especially as Baby-boomers age into medicare and retirement​ I'm quoted in this piece by Jeff Brown with US News. The article appears in its entirety. The one thing this article does not discuss is the process of enrolling

By |2021-12-01T20:19:14+00:00November 29th, 2021|Senior Life Insurance Plans|Comments Off on Best Life insurance For Seniors If You’re Over Age 65- [2021]

Best Term Life Insurance In California- Updated for 2021!

Best Term Life Insurance In California Out of the 1800+ life insurance companies that sell term life insurance in California, some stand out more than others.  We've picked our three best life insurance carriers based on our outcomes experience in 2021 in helping our California life insurance applicants get

By |2021-11-27T00:12:47+00:00November 26th, 2021|Term Insurance|Comments Off on Best Term Life Insurance In California- Updated for 2021!

COVID-19 Life Insurance: What’s Really Happening? [Updated November 2021]

  Update for November 2021:   U.S. life insurers are paying out far fewer Covid-19 death claims than initially expected, largely because the virus is disproportionately killing people with little to no insurance. In the past few weeks, many life-insurance companies have sharply reduced estimates of their exposure, as

By |2021-11-05T20:29:03+00:00November 5th, 2021|High Risk Insurance|Comments Off on COVID-19 Life Insurance: What’s Really Happening? [Updated November 2021]

Private Placement Life Insurance- Who Needs It?

Update May 2021 "Manhattan U.S. Attorney Audrey Strauss said:  “As they admit, Swiss Life and its subsidiaries sought out and offered their services to U.S. taxpayers to help them become U.S. tax evaders.  The Swiss Life Entities offered private placement life insurance policies and related policy investment accounts to U.S.

By |2021-07-27T21:29:04+00:00July 20th, 2021|Estate Planning|Comments Off on Private Placement Life Insurance- Who Needs It?